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Hero background for peer-to-peer USDT payments

Peer-to-Peer USDT Payment

UPG is a secure, instant P2P USDT payment gateway for businesses, supporting TRC20 and ERC20 collection and payout.

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Global USDT collection and payout solution

Never trust third parties to hold your funds. Crypto should bepeer-to-peer (P2P) payments—just like UPG 这样。

Peer-to-peer payments between customers and merchants

Why UPG

Customers pay USDT directly to merchants

P2P collection

No middleman—customers pay USDT directly to your wallet

Direct-to-merchant-wallet is more secure

Non-custodial & secure

You control funds end-to-end; your assets stay in your wallet

Go live with our API in about 10 minutes

Seamless API

Integrate UPG into your stack easily with our REST API

Protect your funds comprehensively

Risk controls

Monitor payer wallet addresses in real time to reduce tainted or flagged funds

Low fees help you save more

Low fees, no surprises

Tiered pricing—the more you process, the lower the rate

Robust duplicate-order prevention

Order collision guard

Smart collision avoidance even under high concurrency

How it works

Easy merchant registration

Create account

Receive to your own wallet—funds never pass through the platform

Add payout wallet

Customers pay the wallet you configure

Customer pays

Funds arrive in your wallet

Funds arrive in your wallet

Why choose UPG?

Simple checkout across every scenario

All scenarios

E-commerce, games, DApps, web and mobile checkout—one gateway for all scenarios.

Make USDT checkout simple, safe, and built to scale.

Demo

High-concurrency safe

Collision handling under load reduces manual support workload.

Rotating addresses and amount jitter are among our collision-avoidance tactics.

Mature collision avoidance helps orders complete successfully
Risk scoring on payer addresses protects your wallet in real time

USDT risk engine

Flag risky payer addresses before funds settle and avoid tainted assets.

Risk tiers from none to critical protect your collections in real time.

Merchant dashboard

Clear reports and efficient operations—manage with flexibility and security.

Powerful merchant and agent dashboards built for daily operations

Pricing

Two billing models for merchants of every scale.

Best choice
Monthly
--/mo
Flat monthly fee, unlimited orders, no extra per-tx markup

For growing merchants with steady daily volume who want predictable costs. Bind your own wallet and integrate via API.

  • Unlimited orders and concurrency
  • Standard ticket & email support
  • Dashboard reports & reconciliation
  • TRC20 / ERC20 dual-chain collection
  • For steady, ongoing collection volume
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Pay as you go
0.5%
Billed only on successful collections

Prepaid service points; fees deduct per successful payment only—ideal for variable volume.

  • Prepaid points with transparent per-tx deductions
  • Batch top-up via activation codes
  • Lower effective cost for low-volume merchants
  • Switch to monthly billing anytime (contact support)
  • Order callbacks, manual reconcile & risk controls
Sign Up
Save 2 months
Annual plan
--/yr
Annual discount—save 2 months

Pay for 10 months, enjoy 12 months of service—best value for long-term operations.

  • Unlimited collections, no extra markup
  • Priority support & faster response
  • For established long-term merchants
  • Dedicated account manager for onboarding (optional)
  • Billing export & multi-role access
Sign Up

Partners

UPG Ecosystem CDA logoUPG Ecosystem CryptoSafe Alliance logoUPG Ecosystem USDT BlackList logoUPG Ecosystem Ancilia logoUPG Ecosystem OnChain AML logoUPG Ecosystem AMLBot logoUPG Ecosystem CertiK logo

Start Accepting USDT

P2P USDT payments, fast onboarding, powerful finance tools, and stable risk controls—stay ahead in collections.

Get Started

FAQ

No onboarding, monthly, or annual fees—only a small transaction fee per payment.
1. Transaction fees: payments go to your wallet, so balance is prepaid for fee deduction;
2. Payouts: payout requests deduct balance and transfer to your specified address.
Usually no—collections go directly to your wallet. Transfers are mainly for payouts.
Often the payer paid after order expiry. If funds arrived, use Orders → Manual reconcile in the merchant portal to trigger the callback.
After checkout, customers pay via TRC20, ERC20, or PYUSD wallets, or exchange transfer.
We do not charge customers. Their wallet or exchange may charge network (gas) fees.